What You Need To Know Before Applying


  • You must be a resident of Ohio to qualify for a loan.

  • If you qualify, all you need to do is pay back the amount you borrow.

  • To make it easier to repay the loan, you decide how long you will take to repay the loan (up to one year).

  • First time borrowers can borrow up to $400.

  • Loan proceeds can be used for necessary food, clothing, transportation, medical assistance (including psychological counseling) and educational expenses.

  • We offer no fee no interest loans to low-income people.

  • You can apply on-line or send a completed application (along with required documents) to our e-mail address (loans@smallthingsloans.org).



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